Canada's new universal dental plan, known as the Canadian Dental Care Plan (CDCP), is a significant development in the country's healthcare system. This plan is aimed at easing the financial barriers to accessing oral health care for Canadian residents who do not have dental insurance and have an annual adjusted family net income of less than $90,000. The plan is being implemented in phases and is expected to be fully operational by 2025.
Here's a breakdown of how the plan affects various groups:
People with Disabilities: The CDCP will become available to persons with disabilities in 2023. This is particularly beneficial for individuals with conditions like Huntington's Disease, as dental care can be a critical component of their overall health management.
Seniors: Seniors are also included in the early phases of the CDCP. By 2025, the plan will cover all uninsured Canadians, including seniors, with an annual family income under $90,000.
Children: Families with children under the age of 12 and no access to dental insurance may already be eligible for the Canada Dental Benefit. This interim measure will be available until June 30, 2024 at which time the benefit will extend to children age 18 and under and is part of the gradual rollout of the CDCP.
Phase-in Timeline: The plan will be fully implemented by 2025. It began with the Canada Dental Benefit for kids, which has already aided over 250,000 children in accessing dental care. The full implementation will extend coverage to up to nine million Canadians.
Coverage Details: The specifics of what services the CDCP covers other than cleanings, fillings, crowns, extractions and dentures, haven't been completely detailed yet. However, it's mentioned that it will help in reducing the cost of dental services for eligible individuals, indicating a broad range of dental care services might be included. Implants however, will not be included.
It's important to note that there will be no co-pays for those with an annual family income under $70,000. This aspect of the plan is crucial as it ensures that dental care is more accessible and affordable for lower-income families and individuals.